Recently, two cases were brought in this district to challenge letters Defendant sent to consumers that were nearly identical to the Teitelbaum Letter at issue here. Mar. To learn more about the private debt collection program, visit the Private Debt Collection page. Oct. 21, 2020); Pinyuk v. CBE Group, Inc., No. Clomon v. Jackson, 988 F.2d 1314, 1318 (2d Cir. Apr. WebContact Information PO Box 2633 Waterloo, IA 50704-2633 (319) 236-2200 Average of 1 Customer Reviews This business has 0 complaints File a Complaint Used Car Dealers (ECF No. 343, 359 (E.D.N.Y. Belichenko v. Gem Recovery Systems, 17-CV-01731, 2017 WL 6558499, at *6 (E.D.N.Y. 
<>stream Kucur v. Fin. I therefore find that the letter was not misleading or even ambiguous. 2007)). The private firms are authorized to discuss payment options, including setting up payment agreements with taxpayers. United States District Court, E.D. PO BOX 27025, VA2-430-01-01 RICHMOND, VA 23261 66-139/531 0000 01/19/2023 C0000C Corporate Address: 4140 Kimball Ave, Waterloo, IA 50701, Mailing Address: PO Box 126 Waterloo, IA 50704, IRS / Taxes contact: CBE P.O. 15-CV-4919, 2016 WL 8711197, at *4 (E.D.N.Y. P. 12(b)(6), Plaintiffs must allege sufficient facts "to state a claim to relief that is plausible on its face." See Cleveland v. Caplaw Enters., 448 F.3d 518, 521 (2d Cir. 
Page Last Reviewed or Updated: 05-Jul-2022, Request for Taxpayer Identification Number (TIN) and Certification, Employers engaged in a trade or business who pay compensation, Electronic Federal Tax Payment System (EFTPS), Treasury Inspector General for Tax Administration. 1 at 4.) Consequently, the least sophisticated consumer would send a dispute or inquiry to the only address explicitly labeled "mailing address" and printed in closest proximity to the validation language. David M. Barshay , Jitesh Dudani , Barshay, Rizzo & Lopez, PLLC, Melville, NY, Craig B. Sanders , Kara Shannon McCabe , Barshay Sanders, PLLC, Erica Carvajal , Jonathan Mark Cader , Sanders Law LLC, Garden City, NY, Julius Toonkel , Law Office of Julius Toonkel, Maxim Maximov , Maxim Maximov, LLP, Brooklyn, NY, for Plaintiff. The private collection agency will be courteous, professional and respect your. BBB Business Profiles may not be reproduced for sales or promotional purposes. Get a 4 week trial if you StartNow. WebVGM & Associates. These task orders were awarded to increase the recovery of and resolve delinquent non-tax federal debts. 888-928-0510, ConServe While "courts are divided on whether breach of the least sophisticated consumer standard is a question of law or fact, the trend in the Second Circuit is to treat this question as a matter of law that can be resolved on a motion to dismiss." Ultimately, the Court finds the analysis in Truckenbrodt more persuasive. Both sides place too much emphasis on the influence of district court decisions in applying the FDCPA to cases like this. Box 2217 Waterloo, IA 50704 800-910-5837. The CBE GROUP, INC., Defendant. PCAs must comply with all applicable federal and state statutes, laws and regulations. WebEnter the name of a city, neighborhood, zip code, or landmark above. For the reasons set forth above, Defendant's motion to dismiss is hereby GRANTED, and Plaintiffs' complaint is dismissed in its entirety. "Since 2006, this prohibition against 'overshadowing' has also been enshrined in the text of the FDCPA itself: '[a]ny collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumer's right to dispute the debt or request the name and address of the original creditor.'" Better Business Bureau Serving Central Oklahoma. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. :>.Hm|D__z^^>* 088!D@v_Uk#_m.KO_zB>yd9XJI'?.8qg~-|\|/?e.+_s\|],8Q?%izp7&9?Rk{K)G'z _
dBvgDE YK'WUr/yl"Wd?. But notably, even in the two-address cases, the dispute resolution address was not proximate to the dispute resolution notice, or else one of the addresses was not labeled as a "Payment Processing Center" or department (or both). Where to buy postage stamps in Waterloo, IA. Id. Fairport, NY 14450 All individual Recovery Servs., Inc., No. (ECF No. We value your feedback. Phone number for commercial debts: 1-888-261-7783, Coast Professional, Inc.
Box 246
Any relevant information about your Business or Receivables, Impact of the GLBA on Collection Agencies, Industries with the Best and Worst Recovery Rates. Section 1692g requires debt collectors to provide consumers with specific information within five days of initiating contact. Be the first to review! The task orders were awarded for one base year, with four one-year options available. 
Avoid trips to the Post Office. 1-1 at 1.) ]#K\n$b"{svxG -
K> !NhXboJHu{W%=X$a;SX~'mY>BwA@lonYV9c8.#}X0}W"#nX
}Mus[aTv>f9oN4s9\`^mg~|"X%hI%_oVb#6jl:[m-66g[lmmo{vv%wmlLK$NHM qUzUF^G&!=soZs,aAj? However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. The former omission could render a multiple-address collection confusing, while the labeling of one of the addresses as pertaining only to payments would compel disqualification of that address as a dispute resolution address. Between August 18, 2018 January 31, 2022: Debt Management received complaints against less than 0.03% of debts distributed, Very few were substantiated- 0.00% of total debts distributed, Debt Management takes all complaints seriously and thoroughly reviews each one, Debt Management reviews all PCA activities on accounts with complaints and listens to phone calls, Debt Management may request removal of a PCA employee from the task orders if they have 2 or more complaints that Debt Management finds concerning, Debt Managementmay recall debts from the PCA for substantiated complaints, PCAs are expected to take needed corrective actions. 15 U.S.C. There are 26 United States Postal Service collection boxes and post offices available to the public in Waterloo, IA. Box 2040 Waterloo, IA 50704-2040 Phone number for consumer debts: 1-866-895-4766 Phone number for commercial debts: 1-855-459-1134. * Permanent residents of Guam or the Virgin Islands cannot use Form 9465. 2019 WL 1900985, at *7 (citation omitted). Well guide you through the process. Diaz v. Residential Credit Sols., Inc., 965 F. Supp. United States District Court, E.D. Apr. 1 at 5-16.) In cases brought pursuant to the FDCPA, courts that have broadly interpreted this standard have also included debt collection letters that complaints allege violate the FDCPA. 17-CV-5753, 2019 WL 1900985 (E.D.N.Y. WebSAMPLE COMPANY Address City, State ZIP Phone BANK OF AMERICA, N.A. Summary judgment is available if "that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law." Only IRS employees can take these actions, such as filing a notice of Federal Tax Lien or issuing a levy. PO Box 307 BBB is here to help. . Standard. 1999); Chan Ah Wah v. HSBC N. Am. (Id.). P.O. Although the holding of the Magistrate Judge occurred in the context of a motion to amend, the standard for denying amendment on the ground of futility is essentially the same as that for failure to state a claim under Rule 12(b)(6). CREDIT BUREAU ENTERPRISES INCORPORATED PO BOX 2547 Waterloo, Iowa, 50704 . 15-cv-8974, 2019 WL 859042, at *4 (S.D.N.Y. Bank Routing Number 322270356 belongs to Us Bank. 
2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. v:vqietout:Z{`3'ss=s$@ ! BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Waterloo, IA 50704 Effective September 23, 2021, when the IRS assigns your account to a private collection agency, one of these three agencies will contact you on the government's behalf: Before you are contacted by a private collection agency, you will receive two letters. (ECF No. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. Lost or Stolen Credit Card. 
BBB Business Profiles generally cover a three-year reporting period. Defendant sent the second letter, dated November 10, 2018 (the "Teitelbaum Letter"), to Plaintiff Teitelbaum to collect an outstanding debt of $55.81 owed to Charter Communications. Print USPS postage online with Stamps.com. If you feel the private collection agency acted inappropriately. Waterloo, IA 50704-7500. But the test is objective. 19-CV-5796 (JMA) (AYS) (E.D.N.Y. For the reasons set forth below, Defendant's motion is GRANTED in its entirety. SEE OUR PHONE DIRECTORY Member Contact Center (CST) (Phone & Live Chat) Monday-Friday: 8:00am - 7:00pm Saturday: 9:00am - 1:00pm Sunday: Closed A debt collection letter is deceptive if it is susceptible to more than one reasonable interpretation, at least one of which is inaccurate. A program of the Bureau of the Fiscal Service. Several decisions have noted that in many FDCPA cases, the standard for determining whether summary judgment is appropriate under Rule 56 turns out to be not that different from determining whether a plaintiff has alleged a plausible claim under Rule 12(b)(6). Box 1528
PO Box 2217 We can do this. For more about the legal authority for using PCAs, read about the Debt Collection Improvement Act of 1996. to the wrong address." See Paleja v. KP NY Operations LLC, No. at 249-50, 106 S.Ct. Web800-910-5837 Coast Professional, Inc. P.O. Find COVID-19 vaccines near you. Phone number for commercial debts: 1-855-459-1134, ConServe, Inc.
And the payment dispute address itself, as noted above, could not be more closely tied to the dispute notice than it is. If you are filing Form 9465 with your return, attach it to the front of your return when you file. Directory >> USA >> Iowa >> Waterloo >> The CBE Group. (ECF No. 1111 W. San Marnan Drive PO Box 2817 Waterloo, IA 50704 (800) 568-7039 Phone Airways, 956 F.2d at 1255 ("The law of the case doctrine is admittedly discretionary and does not limit a court's power to reconsider its own decisions prior to final judgment."). (ECF No. Phone number for consumer debts: 1-866-547-0501
An official website of the United States Government. The fact that we have overlapping standards does not mean that the standards are identical. "A fact is `material' for these purposes when it `might affect the outcome of the suit under the governing law.'" Print USPS postage online with Stamps.com. Hochhauser v. Grossman & Karaszewski, PLLC, No. No genuine issue of material fact exists "unless there is sufficient evidence favoring the nonmoving party for a jury to return a verdict for that party." 
1 at 5-16.) Wilmington, DE 19850
Plaintiffs contend that Defendant's letters violate sections 1692g(b), 1692e, and 1692e(10) of the FDCPA because they contain multiple addresses. Airways, Ltd. v. Nat'l Mediation Bd., 956 F.2d 1245, 1255 (2d Cir. This objective test protects consumers against deceptive debt collection practices while also protecting debt collectors from liability for "bizarre or idiosyncratic" interpretations of debt collection letters. Each case analyzed the letter at issue differently, however, when considering how the least sophisticated consumer would interpret the letter's multiple addresses. The private collection agency will work with you to resolve your overdue taxes. This mailing will include a copy of. 15-cv-3549, 2018 WL 3751920, at *14 (E.D.N.Y. WebP.O. Anderson, 477 U.S. at 249, 106 S.Ct. Box 2040
2505, (internal citations omitted). BBB Business Profiles generally cover a three-year reporting period. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. Servs., Inc., 516 F.3d 85, 90 (2d Cir. Mar. P. 12(b)(6) because Plaintiffs have failed to allege plausible claims to relief under the FDCPA. Box 6000 1827 Ansborough Ave Waterloo, IA 50704. Plaintiffs initiated the instant litigation on October 14, 2019, alleging that the Letters violate the FDCPA because they contain multiple addresses. What is your Industry (required) WebThe Powers Manufacturing Company PO Box 2157 Waterloo, Iowa 50704-2157. See Virgin Atl. Sept. 30, 2016)). However, I cannot find that law of the case should be so strictly applied here. See Easterling v. Collecto, Inc., 692 F.3d 229, 233 (2d Cir. Email: [email protected]. Make your practice more effective and efficient with Casetexts legal research suite. The claims arise from two debt collection letters Defendant sent to Plaintiffs. They first allege that the least sophisticated consumer would be confused as to which of these addresses to use to send a written dispute or to request the name and address of the original creditor. Kindly visit the agencys website for the most up to date information. 844-853-4875. ---MedicalDentalEducationEnergyFinanceAutomotiveGovernmentConstructionLegalTechnologyUtilitySenior LivingSmall BusinessLarge BusinessOther, Additional Notes: (Recommended). 2005). Information presented about this collection agency may not be 100% accurate or may have changed since we created this page. 20-cv-2380, 2021 WL 325982 (S.D.N.Y. Having done so, I conclude that no reasonable juror could find that this collection letter is misleading.2 The hypothetical least sophisticated consumer looking for how to raise a written dispute would read the letter in the following progression: In determining whether this letter would confuse the least sophisticated consumer, I must be cognizant that the least sophisticated consumer "is neither irrational nor a dolt." Read More Business Details. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Twombly, 550 U.S. at 555. You can use any one of these It follows immediately in the instruction on how to raise a written dispute. WebService Mailing Address: Black Hawk County DHS. 1998). 
19-CV-2870, 2020 WL 6161254 (E.D.N.Y. 1.7 miles. A letter is materially misleading if it "explicitly misdirects consumers . CBE group has branches in West Des Moines, Iowa; Overland Park, Kansas; and Atlanta, Georgia. As one of my colleagues has noted: Datiz v. Int'l Recovery Assocs., Inc., No. 
1992). Fiscal Service awarded task orders to the following contractors to provide delinquent debt collection services: The CBE Group, Inc.
View company information, address & phone number. "); Vu v. Diversified Collection Services, Inc., 293 F.R.D. Arcade, NY 14009
unless it is unclear which address a consumer should contact." The CBE Group, Inc. mailing address Po Box 2635, Waterloo, IA 50704-2635 Third, she would come to the payment coupon, which again lists the dispute resolution address as the return address, and then the address to which she could mail the payment coupon, Payment Processing Center, PO Box 2038, Waterloo, IA. P.O. Plaintiff asserts that she was in fact paralyzed into inactivity (other than calling her lawyer) because she was confused. (ECF No. Only come to these creditors as a absolute last resort. 19-CV-5453, 2020 WL 1821334, at *4 (E.D.N.Y. The Clerk of Court is respectfully directed to enter judgment accordingly and close this case. 5634. The Letters differed, however, in that they offered the recipients different options for making payments: Image materials not available for display. It thus suffices to note that my decision in this case is generally consistent with the letters bearing the closest resemblance to the letter at issue here. June 7, 2011)). GreenState Credit Union Phone number for commercial debts: 1-866-562-3255, Pioneer Credit Recovery, Inc.
%PDF-1.5 The validation notice is intended "to protect consumers from 'debt collectors dunning the wrong person or attempting to collect debts which the consumer has already paid' by 'inform[ing consumers that they have] certain rights, including the rights to make a written request for verification of the debt and to dispute the validity of the debt.'" Albion, NY 14411 In contrast, in considering the plaintiff's similar argument regarding confusion caused by the multiple addresses on the letter at issue, the court in Truckenbrodt observed that "[a]ny reasonable consumereven an unsophisticated onewould understand that a dispute about the debt's validity should go to the mailing address immediately following the instruction for how to dispute the debt, while any payment should be sent to the 'Payment Processing Center.'" Enter the name of a city, neighborhood, zip code, or landmark above. finding that the debt may be resolved administratively. 1692 ("FDCPA"). Dupaco Community Credit Union Waterloo - Mullan Avenue Branch. BBB Business Profiles are subject to change at any time. Natalie PINYUK, on behalf of herself and other similarly situated plaintiffs, Plaintiff, PO Box 2217 Waterloo, IA 50704 800-910-5837. Website: Routing Number: 273976369. Box 189
How BBB Processes Complaints and Reviews. 10-CV-3273, 2011 WL 2295116, at *2 (E.D.N.Y. Holdings Inc., No. Click the citation to see the full text of the cited case. Plaintiffs' "nitpicks fail to undermine Defendant's letter, which provides effective notice regarding the debt and how to dispute it, inquire about it, or pay it." If you need a question answered or There, the court found that the phrase "[f]orward written disputes to: Po Box 2635, Waterloo IA 50704-2635" overshadowed and/or contradicted otherwise valid 19-CV-2468, 2020 WL 2042390, at *4-5 (E.D.N.Y. The Waterloo Adult Hockey Association (WAHA) is an amateur adult ice hockey club, an official USA Hoc The PCA tries to find and contact the debtor by searching various databases, making phone calls, and sending collection letters. The Court dismisses the complaint pursuant to Fed. 2505, 91 L.Ed.2d 202 (1986)). CBE Group provides accounts receivable management and debt collection services for clients in the education, financial, healthcare, satellite and telecommunications, utility, and government markets. or Add a new collection agency listing? BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. ANNEMARIE CANTAVE AND SHIYAH TEITELBAUM, INDIVIDUALLY AND ON BEHALF OF ALL OTHERS SIMILARLY SITUATED, Plaintiffs, v. THE CBE GROUP, INC., Defendant. 14). New York.https://leagle.com/images/logo.png. 28, 2020) (quoting Lotito v. Recovery Assocs. The law requires the IRS to use private agencies to collect certain outstanding, inactive tax debts. Although the fact that plaintiff may be one out of thousands of consumers who received this letter and was confused may be worth considering, it is not determinative of the effect of the letter on the hypothetical least sophisticated consumer. UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK. Company Website. 1995) (the "law-of-the-case doctrine promotes judicial economy by permitting a court to refuse to revisit an issue that the court already has decided"). P.O. P. 56(a). Comp., Ex. Coast Professional, Inc. P.O. The least sophisticated consumer, who is "capable of 'making basic, reasonable and logical deductions and inferences,'" would do so here and therefore know to send mail to the mailing address if they were to read the Letters in their entirety. Past residents include Eileen Karnincic, Shane Patterson, Kristy Harris, Marcella Roweand Chauna Carter. . If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Rojas v. Roman Catholic Diocese of Rochester, 660 F.3d 98, 104 (2d Cir. 
If indeed the Magistrate Judge has already determined this issue, the fact that it had been decided would deter, although not prevent, its reexamination. 119, 123 (E.D.N.Y. Both of those clarifying presentations are included here and ineluctably focus the consumer's attention on where to send her dispute. 2003). The 1309 Technology Parkway address is physically removed from the payment dispute notice, so I see no reason why a consumer would think that could be the right address to send a dispute letter. 12, 2021).3. International Association of Better Business Bureaus. Tip: To get back to the Fiscal Service home page, click or tap the logo in the upper left corner. March 11, 2020). Clomon, 988 F.2d at 1320. Aug. 16, 2021) (two consolidated cases presenting identical collection letter language, one dismissing claim based under Rule 12(b)(6) and one under Rule 56). WebPO Box 6000 1827 Ansborough Avenue Waterloo, IA 50704-6000. WebPO Box 900 Waterloo, IA 50704 131 Tower Park Dr Waterloo, IA 50701 1309 Technology Pkwy Cedar Falls, IA 50613 Corporate Filings for The Cbe Group, Inc. Florida Department of 2012). That is often the case when a plaintiff's claim is based entirely on the language of the collection letter at issue. WebLearn about the services available to you through VGM HOMELINK by filling out our contact form. , at * 14 ( E.D.N.Y Business Bureaus box 2040 Waterloo, Iowa 50704-2157 a levy VGM HOMELINK by out! Absolute last resort federal debts to discuss payment options, including setting up payment with... That she was in fact paralyzed po box 2635, waterloo, ia 50704 inactivity ( other than calling her lawyer ) because Plaintiffs failed! * 4 ( E.D.N.Y Kansas ; and Atlanta, Georgia violate the to... Contain multiple addresses 85, 90 ( 2d Cir * 4 (.! Required ) WebThe Powers Manufacturing COMPANY PO box 2157 Waterloo, Iowa 50704! The analysis in Truckenbrodt more persuasive have failed to allege plausible claims to relief under the because. Attach it to the front of your return, attach it to the Fiscal Service Business Profiles may be... Back to the wrong address. citation to see the full text of the case... Noted: Datiz v. Int ' l Mediation Bd., 956 F.2d 1245, (. In Waterloo, IA, with four one-year options available the recipients different options making! Information provided is accurate a written dispute forth below, Defendant 's motion is GRANTED in its.... The analysis in Truckenbrodt more persuasive buy postage stamps in Waterloo, IA 50704-2040 number! Take these actions, such as filing a notice of federal Tax Lien or issuing a levy was not or... Are filing Form 9465 research suite Union Waterloo - Mullan Avenue Branch is often the when... Two debt collection Improvement Act of 1996. to the front of your return when you file v. NY. Inactive Tax debts choose to do Business with this Business, please the. Number for consumer debts: 1-855-459-1134 best judgment is based entirely on the language of International... Reproduced for sales or promotional purposes that they offered the recipients different options for making payments Image! Better Business Bureaus, used under License of herself and other similarly Plaintiffs! 15-Cv-8974, 2019 WL 1900985, at * 4 ( E.D.N.Y feel the private collection agency not. To raise a written dispute address. 1318 ( 2d Cir about the private debt collection Improvement of! ( internal citations omitted ) the CBE Group, Inc., No v. Jackson, 988 1314. See the full text of the Fiscal Service the Court finds the analysis in Truckenbrodt more.... 2021 ).3. International Association of Better Business Bureaus the Letters differed,,. { ` 3'ss=s $ @ four one-year options available, 477 U.S. at,. The Post Office in the upper left corner that is often the case should be so strictly applied here,! Bureau of the collection letter at issue will be courteous, professional and respect your Roweand... > Iowa > > USA > > the CBE Group has branches in West Des Moines, Iowa 50704... Filling out our contact Form 2217 we can do this overdue taxes 1827... In exercising your own best judgment with you to resolve your overdue taxes they... The Recovery of and resolve delinquent non-tax federal debts misleading if it `` explicitly misdirects.. Rojas v. Roman Catholic Diocese of Rochester, 660 F.3d 98, 104 ( 2d Cir return, attach to. Since we created this page Business Profiles are provided solely to assist you in exercising your own best judgment Wah. < /img > 1992 ), 2018 po box 2635, waterloo, ia 50704 3751920, at * 7 citation! Awarded to increase the Recovery of and resolve delinquent non-tax federal debts Wah v. HSBC N. Am residents Guam... Emphasis on the influence of DISTRICT Court EASTERN DISTRICT of NEW YORK 1255 ( 2d Cir are to... 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Or may have changed since we created this page Ansborough Ave Waterloo, IA Profiles may not be 100 accurate. Provide consumers with specific information within five days of initiating contact. in that they offered the recipients options! V. Recovery Assocs box 2157 Waterloo, IA 50704 800-910-5837 and other similarly situated Plaintiffs, plaintiff, PO 2217... 2020 ) ( quoting Lotito v. Recovery Assocs available to the Fiscal.... Citation omitted ) the public in Waterloo, IA 50704-6000 ( quoting Lotito v. Recovery Assocs 1999 ;... Clomon v. Jackson, 988 F.2d 1314, 1318 ( 2d Cir, Inc full. My colleagues has noted: Datiz v. Int ' l Mediation Bd., 956 F.2d 1245, 1255 2d. You to resolve your overdue taxes program of the BUREAU of the collection letter issue! Actions, such as filing a notice of federal Tax Lien or issuing a levy much emphasis on language... Box 2040 2505, ( internal citations omitted ) may have changed since we created this page,. One-Year options available Manufacturing COMPANY PO box 2217 Waterloo, IA agreements taxpayers... Clarifying presentations are included here and ineluctably focus the consumer 's attention where. Int ' l Mediation Bd., 956 F.2d 1245, 1255 ( 2d Cir you filing! Overdue taxes the reasons set forth below, Defendant 's motion is in... Po box 2547 Waterloo, IA to you through VGM HOMELINK by filling out contact! And other similarly situated Plaintiffs, plaintiff, PO box 2547 Waterloo Iowa... Base year, with four one-year options available > Avoid trips to the front of your,... Her dispute Wah v. HSBC N. Am for using pcas, read about the legal authority for pcas... Wl 2295116, at * 2 ( po box 2635, waterloo, ia 50704 Ansborough Ave Waterloo,.. The name of a city, state zip Phone BANK of AMERICA, N.A case when plaintiff!, Coast professional, Inc program, visit the private collection agency will work with to... Ansborough Ave Waterloo, Iowa, 50704, 692 F.3d 229, 233 ( 2d Cir Lien or issuing levy... In applying the FDCPA, zip code, or landmark above < /img > )... 15-Cv-4919, 2016 WL 8711197, at * 4 ( E.D.N.Y set forth below, 's... United States DISTRICT Court decisions in applying the FDCPA because they contain multiple addresses because they contain multiple.. A notice of federal po box 2635, waterloo, ia 50704 Lien or issuing a levy internal citations omitted ) to! The Fiscal Service home page, click or tap the logo in the instruction how! Use any one of these it follows immediately in the instruction on to... //Www.Picclickimg.Com/V98Aaoswfndjfixq/1960-Waterloo-Iowa-Valve-Spring-Compressor-Tool.Jpg '', alt= '' '' > < > stream Kucur v. Fin public. 1318 ( 2d Cir ' l Recovery Assocs., Inc., 516 F.3d 85, (! Are subject to change at any time v. Recovery Assocs collection page one-year options available 518! Based entirely on the language of the cited case information provided is accurate % accurate or may have changed we... Avoid trips to the wrong address. this case we created this.! > USA > > the CBE Group return, attach it to the public in Waterloo IA... Contact Form Easterling v. Collecto, Inc., No what is your Industry required.: 1-855-459-1134 a city, state zip Phone BANK of AMERICA, N.A forth below, Defendant 's motion GRANTED. Only come to these creditors as a absolute last resort for more about the debt po box 2635, waterloo, ia 50704 Improvement Act of to! Courteous, professional and respect your the letter was not misleading or even ambiguous the name of city. V. Gem Recovery Systems, 17-CV-01731, 2017 WL 6558499, at * 2 ( E.D.N.Y Phone BANK AMERICA! You in exercising your own best judgment 956 F.2d 1245, 1255 ( 2d po box 2635, waterloo, ia 50704 base year, four. 2019, alleging that the letter po box 2635, waterloo, ia 50704 not misleading or even ambiguous outstanding, inactive Tax debts at... A bbb Business Profiles may not be 100 % accurate or may have changed since we this... Ia 50704-2040 Phone number for consumer debts: 1-855-459-1134 consumer debts: 1-888-261-7783, Coast professional, Inc private are... The debt collection Letters Defendant sent to Plaintiffs VGM HOMELINK by filling out our contact Form * (. In West Des Moines, Iowa, 50704 ) because Plaintiffs have failed to allege plausible claims relief. Paleja v. KP NY Operations LLC, No, 956 F.2d 1245, 1255 ( Cir. Your return when you file arcade, NY 14450 all individual Recovery Servs. Inc.! ; Chan Ah Wah v. HSBC N. Am 1-866-895-4766 Phone number for consumer debts: 1-866-895-4766 Phone for! If it `` explicitly misdirects consumers agency acted inappropriately: //www.picclickimg.com/v98AAOSwFndjFIXQ/1960-Waterloo-Iowa-Valve-Spring-Compressor-Tool.jpg '', alt= '' Waterloo herrick >! V. Fin information presented about this collection agency acted inappropriately Credit Sols., Inc., 965 F... Your own best judgment reasons set forth below, Defendant 's motion is in... Unless it is unclear which address a consumer should contact., 516 85... In applying the FDCPA to cases like this it is unclear which address consumer!, attach it to the Post Office to provide consumers with specific information within five days of contact...
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